I am an independent insurance broker based in my local area. The fact that I am an independent broker allows me to offer a wide variety of plans. Instead of focusing on what I can sell you, I focus on what you need. It is my goal to provide you with information that is personalized to your needs. Whether you are seeking assistance choosing a Medigap, Medicare Advantage or a Life Insurance Plan, I am here to help. In addition, I will assist you when applying for Medicare Part A and Part B to avoid any late enrollment penalties. This is all done at no cost or obligation to you. Your Medicare plans can provide you with more benefits at no extra cost to you, because you have worked hard to earn them. It is also important to have someone you can ask questions to without being committed. It doesn’t have to cost you anything to take care of yourself.”